:root{--ink:#1a1a1a;--sub:#555;--line:#e6e6e6;--accent:#0f5132;--bg:#fafaf8}
*{box-sizing:border-box}body{margin:0;font-family:'Apple SD Gothic Neo','Noto Sans KR',sans-serif;color:var(--ink);background:var(--bg);line-height:1.7}
header{border-bottom:1px solid var(--line);background:#fff}
.wrap{max-width:760px;margin:0 auto;padding:0 20px}
header .wrap{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:2px 24px;min-height:64px;padding:10px 0}
header .wrap > .logo{margin-right:8px}
.logo{font-weight:800;font-size:20px;color:var(--accent);text-decoration:none}
nav a{color:var(--sub);text-decoration:none;margin-left:18px;font-size:14px}
main{padding:32px 20px;max-width:760px;margin:0 auto}
h1{font-size:26px;line-height:1.4}h2{font-size:20px;margin-top:36px;border-bottom:2px solid var(--accent);padding-bottom:6px}
.meta{color:#888;font-size:13px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px 20px;margin-bottom:14px}
.card a{color:var(--ink);text-decoration:none;font-weight:700;font-size:16px}
.tag{display:inline-block;background:#e8f3ec;color:var(--accent);border-radius:999px;font-size:12px;padding:2px 10px;margin-right:6px}
.notice{background:#fff8e1;border:1px solid #f0d98c;border-radius:8px;padding:12px 16px;font-size:14px}
table{width:100%;border-collapse:collapse;font-size:14px;margin:16px 0}
th,td{border:1px solid var(--line);padding:8px 10px;text-align:left}th{background:#f2f6f3}
footer{margin-top:60px;border-top:1px solid var(--line);padding:24px 20px;color:#888;font-size:13px;text-align:center}
form input,form textarea{width:100%;padding:10px;margin:6px 0;border:1px solid var(--line);border-radius:6px;font:inherit}
form button{background:var(--accent);color:#fff;border:0;padding:10px 22px;border-radius:6px;cursor:pointer}
/* 광고 자리 (개발 중 placeholder — 애드센스 단위 연결 시 이 div 교체) */
.ad-slot{border:1.5px dashed #c8c2b4;background:#f3f0e9;color:#8a8474;font-size:12.5px;
  text-align:center;padding:18px 10px;margin:26px auto;border-radius:6px;max-width:720px;letter-spacing:.3px}
.ad-slot.top{margin-top:8px;padding:12px}
.ad-slot.inline{margin:30px auto}
.ad-slot.bottom{margin-bottom:34px}
.grid2{display:grid;grid-template-columns:1.6fr 1fr;gap:26px;align-items:start}
@media(max-width:760px){.grid2{grid-template-columns:1fr}}
.side-box{border:1px solid var(--line);border-radius:8px;padding:18px;background:#fff}
.side-box h3{margin:0 0 10px;font-size:15px}
.side-box ul{margin:0;padding-left:18px}
.side-box li{margin:6px 0;font-size:14px}
/* 자가진단 */
.q-card{border:1px solid var(--line);border-radius:8px;padding:18px 20px;margin:16px 0;background:#fff}
.q-card legend{font-weight:700;font-size:15px;padding:0 6px}
.q-card label{display:block;margin:8px 0;font-size:14.5px;cursor:pointer}
.q-card input[type=number],.q-card select{width:100%;max-width:280px;padding:8px;border:1px solid #bbb;border-radius:6px;font-size:15px}
.btn{display:inline-block;background:var(--accent);color:#fff;border:none;padding:12px 22px;border-radius:8px;font-size:15px;cursor:pointer}
.btn:hover{background:#0c4429}
#result .fund{border:1px solid var(--line);border-left:5px solid var(--accent);border-radius:6px;padding:14px 16px;margin:12px 0;background:#fff}
#result .fund.maybe{border-left-color:#c9a227}
#result .fund.no{border-left-color:#b04a3f;background:#fdf6f5}
#result .fund h4{margin:0 0 6px;font-size:15.5px}
#result .meta{font-size:13px;color:#666;margin-top:8px}
.tag{display:inline-block;font-size:12px;background:#e8f2ec;color:var(--accent);border-radius:99px;padding:2px 10px;margin:2px 4px 0 0}
.tag.warn{background:#f6e8c1;color:#6b5307}.tag.bad{background:#f3d9d4;color:#8c2f22}

/* Phase 2a — 홈 대시보드 (body.home 만 1140px, 기사 본문은 기존 760px 유지) */
.hwrap{max-width:1140px}
body.home main{max-width:1140px;padding:0 20px}
header .hrow{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:2px 24px;min-height:64px;padding:10px 0}
header .hrow > .logo{margin-right:8px}
.hero{padding:44px 0 30px;border-bottom:1px solid var(--line)}
.hero h1{font-size:32px;margin:0 0 12px;border:0;line-height:1.35}
.hero .sub{font-size:16px;color:var(--sub);max-width:640px;margin:0 0 14px}
.stamp{font-size:13.5px;color:#555;background:#eef4f0;border-radius:8px;padding:8px 14px;display:inline-block;max-width:100%;word-break:keep-all;overflow-wrap:anywhere}
.stamp .mini-stamp{display:block;font-size:11px;color:#7a8a80;background:none;padding:0;margin-top:4px}
.cta{margin-top:16px;display:flex;gap:10px;flex-wrap:wrap}
.btn.ghost{background:#fff;color:var(--accent);border:1.5px solid var(--accent)}
.btn.sm{padding:7px 14px;font-size:13.5px}
section{padding:34px 0 6px}
section>h2{margin-top:0}
.dim{color:var(--sub)}.small{font-size:13px}
code{background:#f1efe9;border-radius:4px;padding:1px 5px;font-size:12.5px}
.ncards{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:16px;margin-top:14px}
.ncard{background:#fff;border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:10px;padding:16px 18px;display:flex;flex-direction:column}
.nhead{display:flex;gap:8px;align-items:center;margin-bottom:8px}
.st{background:#0f5132;color:#fff;font-size:12px;border-radius:999px;padding:3px 10px}
.st.closed{background:#8a3d3d}
.cat{font-size:12px;color:var(--sub)}
.ncard h3{margin:0 0 10px;font-size:16.5px;line-height:1.4}
.ncard dl{margin:0;display:grid;gap:5px}
.ncard dl>div{display:grid;grid-template-columns:52px 1fr;gap:8px;font-size:13.8px}
.ncard dt{color:#777}
.ncard dd{margin:0}
.nfoot{margin-top:12px;display:flex;gap:10px;align-items:center}
.ghost{color:var(--accent);font-size:13.5px;text-decoration:none;font-weight:600}
.vstamp{margin:10px 0 0;font-size:11.5px;color:#888;border-top:1px dashed var(--line);padding-top:8px}
.tscroll{overflow-x:auto}
.tscroll table{min-width:640px}
.chan{display:inline-block;font-size:11px;border-radius:4px;padding:1px 6px;margin-left:6px;vertical-align:middle}
.chan.d{background:#e8f3ec;color:var(--accent)}.chan.a{background:#f1efe9;color:#7a6c4f}
.num{white-space:nowrap}
.tcards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}
.tool{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px;text-decoration:none;color:var(--ink)}
.tool b{display:block;font-size:15.5px;margin-bottom:6px;color:var(--accent)}
.tool span{font-size:13.5px;color:var(--sub)}
.tool.soon{opacity:.55;border-style:dashed}
.principles ul{margin:12px 0 20px;padding-left:20px;font-size:14.5px}
.postlist{margin:12px 0;padding-left:20px}.postlist li{margin:8px 0;font-size:15px}
@media(max-width:760px){.hero h1{font-size:24px}}
/* 홈 헤더 반응형: 로고+광고·문의 남기고 한 줄로 압축 (2026-09-18) */
@media(max-width:820px){
  header .wrap,header .hrow{gap:2px 12px;padding:10px 0}
  nav a{margin-left:12px;font-size:13px}
}

td a{color:var(--ink);text-decoration:none}td a:hover{color:var(--accent);text-decoration:underline}
a.mini{font-size:11.5px;color:var(--accent);border:1px solid var(--accent);border-radius:99px;padding:1px 7px;margin-left:6px;white-space:nowrap}
a.mini:hover{background:var(--accent);color:#fff}
figure.hero-img{margin:18px 0 22px}
figure.hero-img img{width:100%;max-height:380px;object-fit:cover;border-radius:10px;display:block}
figure.hero-img figcaption{font-size:12px;color:#8a938f;margin-top:6px}

/* ── UI 리뉴얼 v3 (2026-09-20, 벤치마크: baseline.finance + Get A Happy Life) ──
   원칙: 에디토리얼(큰 세리프 히어로·딥네이비 블록), 저포화+포인트색, 카드 top-accent, pill CTA */
/* 에디토리얼 세리프: 나눔명조 웹폰트 (실패 시 로컬 세리폴백, 표시 지연 없이) */
@import url('https://fonts.googleapis.com/css2?family=Nanum+Myeongjo:wght@400;700;800&display=swap');
:root{--navy:#253c6e;--navy-deep:#1b2c52;--brass:#e0a53d;--serif:'Nanum Myeongjo','Apple SD Gothic Neo',serif}
h2{border-bottom:0;padding-bottom:0;font-weight:700;letter-spacing:-.3px}
h2::before{content:;display:block;width:34px;height:3px;background:var(--accent);margin-bottom:10px;border-radius:2px}
.card{border-radius:14px;border-top:3px solid var(--accent);box-shadow:0 1px 2px rgba(20,30,50,.05)}
.card:hover{box-shadow:0 6px 18px rgba(20,30,50,.09);transform:translateY(-1px);transition:.15s}
.btn{border-radius:999px;font-weight:600;letter-spacing:.2px}
.btn.ghost{border-radius:999px}
body.home .hero{background:var(--navy);color:#eef1f8;border-bottom:0;padding:56px 28px 50px;border-radius:16px;margin:8px 0 0}
body.home .hero h1{font-family:var(--serif);font-size:44px;line-height:1.3;font-weight:700;color:#fff;margin-bottom:16px;letter-spacing:-.5px}
body.home .hero h1 em{font-style:italic;color:var(--brass)}
body.home .hero .sub{color:#b9c3d9;font-size:16.5px}
body.home .hero .stamp{background:rgba(255,255,255,.10);color:#dfe5f0;border:1px solid rgba(255,255,255,.14)}
body.home .hero .stamp .mini-stamp{color:#93a0bd}
body.home .hero .btn{background:var(--brass);color:#20242c}
body.home .hero .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
body.home .hero .chip{background:rgba(255,255,255,.08);color:#c8d1e4;border:0}
@media(max-width:760px){body.home .hero h1{font-size:28px}}

/* ── 광고형 매거진 레이아웃 (2026-09-20 v4, bench: thedailyfiscal·hunterofmoney) ── */
.postgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px;margin:18px 0 26px}
.pcard{list-style:none;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:.15s}
.pcard:hover{box-shadow:0 8px 24px rgba(20,30,50,.10);transform:translateY(-2px)}
.pcard a{display:block;color:inherit;text-decoration:none}
.pcard img{width:100%;aspect-ratio:16/9;object-fit:cover;display:block;background:#eee}
.pcard-b{padding:16px 18px 18px;display:block}
.pcard-tag{display:inline-block;font-size:11.5px;font-weight:700;color:var(--accent);background:#e8f0fb;border-radius:99px;padding:3px 10px;margin-bottom:9px}
.pcard-b b{display:block;font-family:var(--serif);font-size:18.5px;line-height:1.45;margin-bottom:8px}
.pcard-b p{margin:0 0 12px;color:var(--sub);font-size:14px;line-height:1.6}
.ad-slot{height:90px;background:repeating-linear-gradient(45deg,#f4f4f1,#f4f4f1 12px,#eee 12px,#eee 24px);border:1px dashed var(--line);border-radius:10px;display:flex;align-items:center;justify-content:center;color:#9aa1ad;font-size:12px;letter-spacing:.5px;margin:22px 0}
.ad-slot.tall{height:250px}